Commercial Marine Risks
Market Detail: Charter Lakes Marine Insurance Agency offers specialty programs for a variety of commercial marine risks. Experienced account executives understand the marine insurance marketplace and have a wide array of quality markets (rated A or better by A.M. Best) to provide you with the best solution to your clients’ marine insurance needs. They have specialty programs for the following marine risks: airboats, small commercial fishing boats, fishing guides, sport charter boats, sightseeing and eco tours, dive and snorkel boats, sailing charters, water taxis, excursion and dinner cruise boats, paddle wheelers, sailing schools, jet ski and boat rental fleets, passenger boats, and small cargo vessels.
Available Limits: Not disclosed.
Carrier: Rated A or better by AM Best.
States: Available in 50 states plus the District of Columbia.
Contact: David Graham; David_Graham@ajg.com; 616-975-0657.
Inland Marine Programs
Market Detail: Travelers Inland Programs offers customized programs for inland marine risks. We know that understanding the market and providing appropriate services is key to the success of a program. Our program unit works with various industry groups, professional associations, and hobbyist or buying groups. We have extensive experience providing tailored inland programs for a wide range of industries. Our dedicated fine art presence has recognition as a market of choice offering extraordinary capacity and expertise for fine art dealers and collectors in a variety of cultural and historical areas.
Available Limits: Not disclosed.
Carrier: Travelers; admitted; rated A+ by AM Best.
States: Available in 50 states plus the District of Columbia.
Contact: Lauren Cutro Berry; lcberry@travelers.com; 800-238-6225.
Commercial Output Program
Market Detail: Gridiron Insurance Underwriters offers a commercial output program. Target occupancies are offices, light retail, and warehouses. Focus is on risks that are JM or better, and 1980 and newer. Risks seeking wind coverage must be five miles or more from the coast. Model driven approach to pricing. Broad coverage form with lots of enhancements. $3.5 million maximum premium; $750,000 minimum premium; has pen; appointment required.
Available Limits: Up to $3 million in capacity.
Carrier: Allianz Global & Corporate Specialty; admitted.
States: Available in Alabama, California, Colorado, Florida, Georgia, Louisiana, Mississippi, Nevada, New Jersey, New York, North Carolina, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington.
Contact: David DeMott; ddemott@gridironins.com; 954-473-3653.
Zoos & Aquariums
Market Detail: A program specifically tailored for zoos and aquariums is available through American Specialty Insurance & Risk Service Inc. Types of coverage available include general liability (volunteers as additional insureds, sexual abuse/molestation), excess/umbrella, liquor liability, commercial auto, and property. Various deductible/SIR options are available. American Specialty is broker-friendly, requiring no volume commitment and paying competitive commission levels.
Available Limits: Not disclosed.
Carrier: Admitted; non-admitted; rated A+ by AM Best.
States: Available in 50 states plus the District of Columbia.
Contact: Jordan Dawes; jdawes@americanspecialty.com; 260-969-5431.
Restaurants, Bars & Taverns, Dining
Market Detail: From single, independently owned locations to corporate-chained establishments, Granada Indemnity Co. offers specialized insurance coverages including commercial package policy (CPP), property, general liability, liquor liability (New York, New Jersey, Connecticut only) and spoilage for a variety of restaurant risks: bars and taverns, dine in, take out, family style, cafes, sushi/hibachi, food trucks, bakeries, delis, pizzerias, fast food and off-premises catering, and more. New ventures and 24-hour exposures acceptable. Marketed through independent brokers; direct appointments available; has pen.
Available Limits: Not disclosed.
Carrier: Granada Indemnity Co.; admitted; rated A- by AM Best.
States: Available in Connecticut, New Jersey, New York, Pennsylvania.
Contact: Tim Cotugno; producer@lancerinsurance.com; 516-431-9191 x 3236.
Parcel Delivery – Workers’ Compensation
Market Detail: Omaha National provides tailor-made workers’ compensation solutions designed to meet the needs of each parcel delivery client. We do everything in-house and offer three payment options, which include 12 monthly installments, monthly self-reporting, or pay in real-time with one of our three payroll programs. We are open to high mods and entertain labor intensive risks. Open brokerage with no volume requirements and competitive commissions; appointment required. Submissions requirements: fully completed Acord 130; three to five years of carrier produced loss runs valued within 100 days; current experience modification worksheet — if applicable; any supplemental application.
Available Limits: Not disclosed.
Carrier: PPIC, Palomar, Omaha National Insurance; admitted; rated A- (Excellent) VII by AM Best.
States: Available in Arizona, Colorado, Connecticut, Georgia, Illinois, Nebraska, New Jersey, New York, North Carolina, Pennsylvania, South Carolina.
Contact: Marketing rep; sales@omahanational.com; 844-761-8400
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